MetaMask has officially rolled out its Mastercard-backed crypto card, introducing a seamless way to spend digital assets in everyday life. The new MetaMask Mastercard Crypto Card integrates self-custody with global payments, allowing users to make purchases anywhere Mastercard is accepted.
What is the MetaMask Mastercard Crypto Card?
The MetaMask Card links your crypto wallet to the Mastercard payment network. It lets users spend stablecoins and tokens such as USDC, USDT, wETH, EURe, GBPe, and aUSDC. For now, U.S. users can only use USDC and aUSDC.
The card grants full control: you choose which tokens to spend, manage spending limits, and retain custody of your assets until the point of sale. At checkout, the card automatically converts selected tokens into fiat like USD, EUR, or GBP.
Card Versions: Virtual Now, Physical Soon
At launch, the card is virtual and compatible with Apple Pay and Google Pay. MetaMask will soon offer a premium metal version, which users must request separately.
Supported Tokens and Spending Control
Initial support includes:
- USDC
- USDT
- wETH
- EURe
- GBPe
- aUSDC
MetaMask Portfolio lets you select your spending token and set usage limits with ease.
Powered by Linea for Lower Fees
The card runs on Linea, a zkEVM layer-2 network. This integration delivers faster transactions and cheaper gas fees than Ethereum mainnet. Users can bridge assets effortlessly within MetaMask, enhancing the payment experience.
Availability and Eligibility
MetaMask launched the card in a pilot phase across several countries:
- Argentina
- Brazil
- Colombia
- Mexico
- European Economic Area (EEA)
- Switzerland
- United Kingdom
- United States (excluding New York and Vermont)
Eligible users can apply through MetaMask Portfolio under the “Card” tab. Others may join the waitlist for updates.
Partnerships Driving the Initiative
MetaMask partnered with Crypto Life (CL) for card services. Mastercard supplies the global infrastructure. Together, they aim to revolutionize crypto spending.
Why MetaMask’s Card Stands Out
Unlike cards from Binance, Coinbase, or Crypto.com, the MetaMask Card preserves full user custody. Private keys remain in user control until the payment moment—eliminating centralized custodians and aligning with DeFi principles.
Lorenzo Santos, a senior product manager at Consensys, highlighted this as a major leap toward merging blockchain with real-world finance.
The Bigger Mission: Expanding Crypto Utility
MetaMask supports over 30 million users each month. It has served as a key Web3 entry point since 2014. Yet, fee revenue dropped from $1.3M in April 2024 to $289K in April 2025, according to Dune Analytics.
The new card could revive growth by making crypto practical for daily transactions.
Crypto Payments Are Going Mainstream
Luxury retailers like Dorsia now accept crypto. Messaging apps like Signal are exploring Bitcoin payments. Some U.S. states even propose accepting crypto for public services.
MetaMask’s card positions itself at the forefront of this shift, turning stablecoins and crypto into viable global currencies—especially for regions lacking traditional banking access.
Conclusion
The MetaMask Mastercard Crypto Card redefines how people use crypto. It blends self-custody with Mastercard’s network, letting users spend digital assets anywhere in the world.
If you qualify, apply now through MetaMask Portfolio. Otherwise, join the waitlist and prepare for a future where crypto powers your everyday life.
